Established in 2001, Riviera Mortgages has grown to become one of Torbay’s most respected and leading mortgage advisors. With over 30 years of experience within the financial services sector we provide a tailor made solution to your personal circumstances.
Our aim is to deliver tailored, professional face-to-face financial planning and support for our clients from our Torquay Office. Our advice and guidance covers a range of products from mortgage finance, property insurance, personal and business protection.
Riviera Mortgages is owned by Colin Tucker, whose financial services career began in 1994. Straight from University, Colin joined Bristol & West undertaking various financial planning roles in the local area. He later furthered his career with Alliance & Leicester as an Inheritance Tax Specialist before moving into Mortgage Advice with Riviera Mortgages.
Colin holds a Degree in Financial Services and a Diploma in Personal Finance with qualifications in mortgage advice, recommendation and planning. He is a member of the Personal Financial Society and Chartered Insurance Institute.
Born and bred in Torquay, Colin has extensive knowledge and expertise in all aspects of mortgage finance, personal and business protection.
In his spare time Colin enjoys playing five-a-side football, the outdoor life and spending as much time as possible with his wife and family. Colin also holds a First Dan Black belt in martial arts.
When not working Karen enjoys the outdoor life and walking her dog Woody. She spends her weekends either on her partner's farm in Cornwall or riding & looking after her friend's horses.
Outside of work Kevin is a regular runner with Teignbridge Trotters having done seven marathons (so far) and numerous other events. Kevin is also involved in local football, being a committee member of Stoke Gabriel FC with over thirty years' service as a referee.
Sarah supports Colin in all aspects of the mortgage process and plays a key role in maintaining good relationships with clients, lenders, estate agents and solicitors.
Sarah lives with her husband, son and a very enthusiastic Cocker Spaniel.
Why are we different?
We recognise that with the introduction of the Mortgage Market Review (MMR) on April 26th 2014, obtaining mortgage finance from a High Street Bank or Building Society has become much more involved and time-consuming.
The need to obtain impartial professional mortgage advice is more important than ever. Lenders criteria has undergone major changes and now interest rates should no longer be the major factor when considering your mortgage options.
There are several points to take in to account when considering mortgage options:
We offer a free consultation service with no obligation as we are positive that our impeccable service sets us apart from our competition. This ensures that you are confident in our ability to help with your mortgage or protection requirements.
Very friendly and efficient; made the whole mortgage process easy.
Colin arranged a complex mortgage package involving more than one property where specialist knowledge of the market was essential. It came together in time and with minimum fuss. Colin went to great lengths to make the process and options clear to us. We would happily engage him again.
I approached Riviera Mortgages through a family recommendation. The advice and support I received was excellent throughout. My adviser was helpful, gave clear explanations and dealt with all matters promptly. I would recommend their service to anyone.
Colin Tucker is an invaluable asset to this team. He has always given me expert advice on any matters I required assistance with. I would highly recommend this company to anyone seeking a friendly and helpful service. Colin provides a refreshing and unique approach to great customer service and his help has been very beneficial to me.
I have dealt with Colin Tucker of Riviera Mortgages for several years and have always found the service he has provided of a very high standard. The staff have always been friendly and welcoming and I would not hesitate in recommending them to friends and acquaintances in the future as I have done on several occasions in the past.
Colin has always put our interests first by giving sound and trustworthy advice. The service and support has always been exceptional. I would not hesitate in recommending him to anyone. He has always put us at ease, has a very good customer manner and makes us very comfortable in his presence. He makes everything very clear to us so we understand. He service is excellent.
We have been using Riviera Mortgages for 7 years, having needed 4 mortgages during this time. Always we have been treated with respect and consideration in a friendly, yet professional, manner. We have always ended up with the right mortgage for us with their help. I have recommended them to several of my family and friends.
We were recommended to Riviera Mortgages and we were so glad we were. From the first contact we were given exceptional service, all calls were promptly returned and we were treated with courtesy at all times. The advice we received was in our best interests and they found the most appropriate product for us. We would not hesitate to recommend this excellent team.
In our dealings with both Steve and Colin we have found their advice to be most helpful. We always feel that they listen to our needs then offer good, sound and trustworthy advice and, by putting our interests above all other considerations, we would not hesitate in recommending Riviera Mortgages to anyone.
Riviera Mortgages were recommended to me by a friend. My financial situation was immediately understood. All options were clearly and patiently explained; I was put at ease. My concerns were answered in an open and friendly way such that the time was well spent. I accepted a Mortgage Offer thanks to Mr Colin Tucker who gave me exemplary help and I made a new friend in him too. I have already passed recommendations to others. Very pleased indeed!
Colin gave us a first class service and very useful and professional advice when advancing on our mortgage. His efficiency was impeccable and we would definitely recommend him to anyone; a truly top class service.
Colin Tucker is my first port of call if I am seeking advice regarding my mortgage. Whilst he is able to provide sound, reliable advice, he has an excellent manner which enables him to explain complicated documents in plain English. Colin has the ability to provide solutions where other companies fail to do so ~ he comes highly recommended.
How are we different?
As mortgage professionals we take an active role in every integral part of the mortgage and property buying process. Our experience, reputation and professional connections ensure that we can successfully manage all third party relationships. We take pride in guiding you through your application step by step, resulting in a stress free transaction for you.
We promise to provide the necessary structure and advice to deliver a service and an experience that will make you want to recommend us to your friends and family.
We consistently ensure that our ethos ‘What matters to you, matters to us’ is our prime focus. We focus heavily on building a long-term relationship for the future and are proud of our local reputation.
Our business has grown through customer recommendations and we have introduced a client recognition scheme to ensure your loyalty to us is valued.