Buying your first home can be an exciting yet daunting task, filled with endless considerations and decisions. As a first time buyer, the real estate market can appear intimidating, but rest assured, you’re not alone. As your dedicated mortgage brokers in Torquay, we’re here to guide you through every step of the journey towards homeownership.
First off, we’ll give you an overview of the current market conditions. This includes the property prices in Torquay, the impact of the pandemic on the housing market, and government schemes such as Help to Buy, designed specifically to assist first-time buyers.
As your mortgage broker, we work tirelessly to ensure we find a mortgage that suits your specific circumstances. We have access to a wide range of mortgage products from various lenders, many of which are not readily available on the high street. Whether you’re self-employed, have a small deposit, or have a complex income structure, we can help find a mortgage product that fits your needs.
Getting your first mortgage is not just about the property price and the mortgage rate. There are other costs associated with buying a property, including legal fees, survey costs, insurance, and possibly stamp duty. We will help you understand these additional costs so that you can budget effectively and there won’t be any unexpected surprises.
Embarking on the journey of buying your first home is a significant milestone. It can be a challenging process, but with the right support and guidance, it is definitely achievable. At Riviera Mortgages in Torquay, we are committed to making your dream of homeownership a reality.
Whether you’re just starting to consider buying a home or you’re ready to start house hunting, get in touch with us. We’re here to help every step of the way.