Product Focus: Income Protection Insurance from Aviva


Life is unpredictable, and unexpected health issues can impact anyone’s ability to work. To help you stay financially secure during such times, we partner with leading insurers like Aviva to offer tailored income protection insurance plans.

What is Income Protection Insurance?

Income protection insurance is like a financial safety net that kicks in if you can’t work because of illness or injury. It provides you with regular payments to help cover your living costs, giving you one less thing to worry about.

Benefits of Choosing Aviva’s Income Protection Insurance:

  • Regular Payments: You’ll receive monthly payments to help replace lost income.
  • Flexible Options: Aviva’s plans can be adjusted to match your specific needs and budget.
  • Helpful Support: Aviva has a dedicated team to simplify the claims process, helping you to focus on getting better.

How Does Aviva’s Income Protection Insurance Work?

Aviva’s Living Costs Protection plan is designed to help cover your essential bills like mortgage or rent, utilities, and food if you’re unable to work due to sickness or injury.

Key Features of Aviva’s Policy:

  • Payment Amounts: Depending on your policy, you can receive between £500 and £1,500 each month, tax-free, for up to a year.
  • Deferred Period: You can choose when your payments start, from 4 to 26 weeks after you stop working. The longer you wait, the lower your premium will be.
  • Policy Length: You can opt for a policy term from 5 years up to 52 years, or until you turn 71.
  • Multiple Claims: It’s possible to claim more than once. If you return to work for at least six months, you can claim again if needed.


Do You Need This Insurance?

Consider how you would manage financially if you couldn’t work for several months. Could you cope using only sick pay, savings, or state benefits? If the answer is no, income protection could be essential for you.

Income protection insurance from Aviva doesn’t just cover your bills; it provides peace of mind, knowing you won’t have to use up your savings if you’re ill or injured. We work to find the best policy for you, considering all options available on the market to ensure you get great value.

Read more on the Aviva website here. 

Are you ready to protect your income? Contact us today to find out how Aviva’s income protection insurance can be part of your financial safety net. Let’s make sure you’re covered, no matter what life throws your way.