March 25, 2020

Coronavirus and your mortgage

Over the last week the mortgage world I once knew has radically changed, coronavirus has had a massive impact on all our day to day lives.  I am receiving bucket loads of emails by the minute from lenders updating us on what they are doing in light of coronavirus, just this minute I have received emails from both NatWest & Halifax stating all physical mortgage valuations are now on hold.  Therefore any mortgage application submitted that requires a physical valuation […]
March 17, 2020

COVID-19 update

We are working FROM HOME! We have now temporarily closed our office and will be continuing to support our customers from our desks at home. This is a very concerning time and we hope you are all safe and well. Should you wish to speak to us please call 01803 500190 or email us here > (Please bear with us as we may not be able to answer immediately.) I want to reassure all our current and future clients we […]
February 18, 2020

First-time home buyer guide

If you’re a first-time buyer wondering what you need to buy a house or flat, you’ve come to the right place. This guide from The Money Advice Service takes you through the process of buying your first home, including saving your deposit and applying for a mortgage. How much deposit do I need to buy a house? Before looking at properties, you need to save for a deposit. Generally, you need to try to save at least 5% to 20% […]
February 18, 2020

Home-buying process – steps to buying a new house or flat

Buying a home is a huge financial commitment and can be daunting – especially if you’re a first-time buyer. This timeline from The Money Advice Service is really helpful. Find out more about the steps to buying a home, including the process, key stages and what fees to expect. Stage 1 – Find a property you can afford Before you start house-hunting, it’s a good idea to work out what you can afford to spend on buying a house or […]
February 14, 2020

An Endless Merry-go-round

Buying or selling a home can feel like an endless merry-go-round for anyone caught up in a tortuous house move. In one £1.5m property in East Sussex, the fairground nature of many property transactions has been taken literally. The converted Victorian bathhouse is filled with funfair nostalgia. The home, which features a retro bowling alley, a basketball arcade game and a coconut shy above the sink, went on the market in 2019. It is not just the features which were […]
February 14, 2020

Mortgage Approvals Climb

Mortgage approvals in 2019 climbed 7.4% compared to the previous year according to the UK Finance figures, with December approvals up 24% compared to December 2018. “This should feed through into to a very active first quarter of 2020 for home sales and completion,” predicted Mike Scott, analyst at estate agent Yopa. “These figures provide further evidence for a post-election surge in housing market confidence and activity,” he added. Information and image courtesy of BBC News
February 14, 2020

Home movers spring into action!

Property website Rightmove said it had its busiest-ever month in January with more than 150 million visits. The top five busiest days ever on the site were all between 21 and 29 January, with Wednesday 29th topping the list with more than 5.7 million visits, up 9% on the previous record set on 24 April 2019. “Home-movers have sprung into action in 2020, with a large number of agents telling us that sales and valuations have picked up significantly in […]
October 3, 2019

Autumn Update

As the children head back to school and the evenings draw in, we were lucky to squeeze in a fantastic Team day out. We shut the office for the day and walked down to the nearby seafront and took the opportunity to try our hand at Lawn Bowls. Not something we would usually partake in and possibly something we’d associate with the retired generation, but it really was good fun! The skill involved was much trickier than we’d imagined and […]
August 19, 2019

News from the Riviera Mortages Team – August

Well, we’re not sure what’s happened to the warm weather this week, but here at Riviera Mortgages, the team have been busy making the most of the Summer Holidays and the events taking place. The Walnut Road Street Party went ahead despite the weather and high winds. It was a tremendous success and raised in the region of £2,000 for Rowcroft Hospice. An amazing amount, our thanks to our Neighbours Roy and Penny at the Post Office, who spend months […]
August 8, 2019

Cancer — a costly diagnosis? A Macmillan Report

Here, at Riviera Mortgages, we understand how important it is that you and your family are protected from the financial issues that can be caused when diagnosed with a critical illness. This recent article from Macmillan discusses how cancer can affect people financially and how having insurance in place can relieve a part of the stress. Cancer — a costly diagnosis? A Macmillan Report Cancer can affect people in many ways. But what is often overlooked, and can be devastating, […]