August 15, 2024
Over the last few months we saw significant activity in both personal protection policies and the mortgage market. July has been a pivotal month for many of our clients, particularly in reviewing their personal protection plans and navigating the constant changes in mortgage rates. Here’s a detailed look at what’s been happening. Personal Protection Policy Reviews: A notable number of our clients took the opportunity to review their personal protection policies. It’s been eye-opening for many to discover that […]
October 30, 2023
For many of us, buying a home is the largest financial commitment we’ll undertake in our lifetimes. Amid such a significant decision, it’s easy to get lost in the overwhelming plethora of information available. Worse still, misinformation can muddy the waters, leading potential homeowners down confusing and costly paths. Today, we’re setting the record straight, debunking some of the most common misconceptions that Torquay residents hold about mortgages. 1. Misconception #1: You Need a 20% Deposit to Buy a Home […]
September 27, 2023
Navigating the world of home ownership comes with its fair share of decisions, and one of those could be considering a remortgage. Essentially, remortgaging is about swapping your current mortgage for a new deal. This could be with your current lender or a different one, usually with the aim to lower your interest rate or to access some of the money tied up in your home. For homeowners in Torquay, taking the remortgage route could unveil numerous financial perks awaiting […]
September 7, 2023
The Benefits of Using a Mortgage Broker in Torquay When it comes to buying a home, whether you’re a first-time buyer or a seasoned property owner, the landscape of mortgages can be a complex and often bewildering one. Between understanding mortgage rates, navigating application processes, and deciding between fixed or variable rates, it’s a labyrinth of decisions. This is where the benefits of using a mortgage broker, especially a local one in Torquay, become strikingly clear. Access to a Wide […]
June 28, 2023
Moving house is often considered one of the most stressful life events. The process involves countless decisions, from choosing the right property to packing up your belongings. Among these considerations, selecting the right mortgage product is undoubtedly one of the most crucial. At Riviera Mortgages in Torquay, we aim to ease that stress, guiding you through every step of your mortgage journey. Here’s how we can help. Personalised Mortgage Advice: Your needs and financial circumstances are unique. We understand this […]