May 23, 2025
At Riviera Mortgages, we know that buying a home is one of the biggest financial decisions you’ll ever make. But just as important as securing the right mortgage is protecting your ability to keep it. That’s where personal protection insurance comes in — offering peace of mind that your home and loved ones are financially secure, even if life throws you an unexpected challenge. What Is Personal Protection Insurance? Personal protection insurance refers to a range of policies that provide […]
February 8, 2025
As we are now getting into 2025, it’s more important than ever to focus on your financial health. One key aspect of ensuring long-term financial stability is regularly reviewing your mortgage rate and insurance costs. Given the fluctuating economic landscape, what worked for you last year might not be the best option now. This blog explores why it’s essential to periodically check these areas and how doing so can save you money and increase your financial security. The Importance […]
September 20, 2024
Life is full of uncertainties, and while we can’t predict the future, we can take steps to protect ourselves and our loved ones from potential financial setbacks. Personal protection insurance is designed to provide that safety net, ensuring that you and your family are covered when life’s unexpected events come knocking. Having the right protection in place is not just a financial necessity—it’s a way of securing peace of mind for the future. In this blog, we’ll explore why personal […]
August 15, 2024
Over the last few months we saw significant activity in both personal protection policies and the mortgage market. July has been a pivotal month for many of our clients, particularly in reviewing their personal protection plans and navigating the constant changes in mortgage rates. Here’s a detailed look at what’s been happening. Personal Protection Policy Reviews: A notable number of our clients took the opportunity to review their personal protection policies. It’s been eye-opening for many to discover that […]
July 15, 2024
Choosing life insurance is one of the most significant financial decisions you’ll make and understanding what to consider can be tough. This blog provides essential tips for selecting life insurance and explains how an advisor can help you make an informed choice. Assess Your Financial Needs The first step in choosing life insurance is understanding why you need it. Consider what financial burdens your family would face without your income. Life insurance should cover debts like mortgages, living expenses, […]
June 24, 2024
Life is unpredictable, and unexpected health issues can impact anyone’s ability to work. To help you stay financially secure during such times, we partner with leading insurers like Aviva to offer tailored income protection insurance plans. What is Income Protection Insurance? Income protection insurance is like a financial safety net that kicks in if you can’t work because of illness or injury. It provides you with regular payments to help cover your living costs, giving you one less thing to […]
June 3, 2024
Nowadays, ensuring financial stability for you and your loved ones is more crucial than ever. Personal protection, encompassing life insurance, critical illness cover, and income protection, plays a pivotal role in safeguarding your financial future against unforeseen events. Not only that, but getting tailored advice from a local financial advisor about your personal protection, can make a significant difference in securing the right protection suited to your unique needs. The Role of Personal Protection in Financial Planning Personal protection […]
May 30, 2024
In an ideal world, we would never have to worry about losing our income due to illness or injury. However, life is unpredictable, and preparing for the unexpected is not just wise—it’s necessary. Accident and Sickness Cover is designed to provide financial stability when you’re unable to work, ensuring you can maintain your lifestyle without compromise. We offer whole-of-market coverage, ensuring we find the most suitable cover for your needs at the right price. What is Accident and Sickness Cover? […]
May 13, 2024
Life insurance is a cornerstone of financial planning, yet it’s often surrounded by misconceptions that can prevent people from taking the necessary steps to protect their loved ones. Understanding what life insurance is and what it is not is crucial. In this blog, we’ll clear up five common myths about life insurance that might be keeping you from making informed decisions. Misconception 1: It’s Too Expensive One of the most prevalent myths about life insurance is that it’s too […]
March 29, 2024
In an ever-changing world, financial security is something we all strive for. Yet, life’s unpredictability can sometimes throw us off course, especially when it comes to our health and ability to work. In the UK, where the welfare system provides some support, it may not be sufficient to cover all your needs or maintain your lifestyle during times of illness or injury. This is where Income Protection Insurance steps in, offering a vital safety net for your earnings. Understanding […]